The Website may contain links to other Web sites (the “Linked Sites”) which are not operated by http://isobelmcarthur.com. Isobel McArthur has no control over the Linked Sites and accepts no responsibility for any loss or damage that may arise from your use of them.  Your use of the Linked Sites will be subject to the terms of use and service contained within each site.

You are encouraged to read the GDPR and Privacy Policy we have in place.

Prohibitions

You must not misuse this Website. You will not; commit or encourage a criminial offense; transmit or distribute a virus, trojan, worm, logic bomb, or any other material which is malicious, technologically harmful, in breach of confidence or ina ny way offensive or obscene; hack into any aspect of the Service; corrupt data; cause annoyance to toher users; infringe upon the rights of any other person’s propietary rights; send any unsolicited advertising or promotional material, commonly referred to as “Spam”; or attemt to affect the performance or functionality of any computer facilities of our accessed through this Website. Breaching this provision would constitute a criminal offense and https://insightfulwellbeing.co.uk will report any such breach to the relevant law enforcement authorities and disclose your identity to them.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programmes, data or other proprietary material due to your use of this Website or to your downloading of any material posted on it, or on any website linked to it.

Intellectual Property, Software and Content

The intellectual property rights in all software and content (including photographic images) made available to you on or through this Website remains the property of http://isobelmcarthur.com or its licensors and are protected by copyright laws and treaties around the world.  All such rights are reserved by http://isobelmcarthur.com. You may store, print and display the content supplied solely for your own personal use. You are not permitted to publish, manipulate, distribute or otherwise reproduce, in any format, any of the content or copies of the content supplied to you or which appears on this Website nor may you use any such content in connection with any business or commercial enterprise

Terms of Sale

By placing an order you are offering to purchase a product on a subject to the following terms and conditions.  All orders are subject to availability and confirmation of the order price

Dispatch times may vary according to availability and subject to any delays resulting from postal delays or force majeure for which we will not be responsible.

When placing an order you undertake that all details you provide to us are true and accurate, that you are an authorized user of the credit or debit card used to place your order and that there are sufficient funds to cover the cost of goods.  The cost of foreign products and services may fluctuate.  All prices advertised are subject to changes.

(a) Our Contract

When you place an order, you will receive an acknowledgment email confirming receipt of your order. This does not constitute acceptance of your order. A contract will not be formed when your payment is accepted. Only those goods listed in the confirmation email sent at the time of dispatch will be included in the contract formed.

(b) Pricing and Availability

We do our best to ensure all descriptions and prices are accurate on the Website.  Errors may occur. If we discover an error in the price of any goods which you have ordered, we will inform you of this as soon as possible and give you the option of reconfirming your order at the correct price or cancelling it.  If we are unable to contact you we will treat the order as cancelled. If you cancel and you have already paid for the goods you will receive a refund. Delivery costs will be charged.

(c) Payment

Please ensure that there are sufficient funds in your account to fulfill the transaction. Your card will be debited accordingly.  Monies received shall be treated as a deposit against the value of the goods you wish to purchase.

Disclaimer of Liability & Legal Disclaimer

The information contained within http://isobelmcarthur.com is provided for general information and educational purposes only. This information is not a substitute for professional medical advice, diagnosis or treatment.

The information proved by http://isobelmcarthur.com does not constitute legal or professional advice neither is it intended to be. You should always consult with your doctor for a complete medical evaluation before starting or altering your exercise or diet to ensure you are safe to exercise, particularly if you are taking any medication.

We make no representation, warranty or guarantee that this site will meet your requirements, that it will be compatible with all software and hardware or that it will be secure. We make reasonable effort to ensure that the Content on the site is complete, accurate and up-to-date. We do not, however, make any representations, warranties or guarantees (whether express or implied) that the Content is complete, accurate or up-to-date.

To the fullest extent permissible by law. We accept no liability to a User for any loss or damage in contract, tort (including negligence) for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use this site or the use of or reliance upon any Content included in it.

We do not promise or guarantee results from the use of the materials, information or services of http://isobelmcarthur.com. As with any business, success will vary according to clients motivation, level of effort and commitment to make healthy lifestyle changes.

Any decisions you make and the consequences thereof are your own. Under no circumstances can you hold http://isobelmcarthur.com liable for any actions you take. You agree not to hold http://isobelmcarthur.com or Isobel McArthur liable for any losses or cost incurred by you, or any person related or associated with you, as a result of materials, services, or techniques or coaching, offered by http://isobelmcarthur.com.

The information on the website or expressed during sessions is intended to be general information with respect to common life issues. Information is offered in good faith – you do not have to use this information.

You shall indemnify http://isobelmcarthur.com and their associates, in the event of any such claim including but not limited to any claims made against Isobel McArthur http://isobelmcarthur.com by any person related or associated with you. Nothing in the content materials shall be considered legal, financial, actuarial advice. http://isobelmcarthur.com reserves the right to refuse for any reason.

The material displayed on this Website is provided without any guarantees, conditions or warranties as to its accuracy. Unless expressly stated to the contrary to the fullest extent permitted by law http://isobelmcarthur.com and its suppliers, content providers, and advertisers hereby expressly exclude all conditions, warranties and othe terms which be otherwise be implied by statute, common law or the law of equity and shall not be liable for any damages whatsoever, including but without limitation to any direct, indirect, special, consequential, punitive, or incidiental damages, or damges for loss of use, profits, or other intangibles, damage to goodwill or reputation, or the cost of procurement of substitute goods and the services arising out or rleated to use, performance or failres of this website or the linnked sites and any materials posted thereon, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, resitutition, by statute, at common law or otherwise.

Privacy and Cookies

Use of this site is also governed by Our Cookies Policy here and our Privacy Policy here. These policies are incorporated into the Terms of Use by this reference.

Viruses Malware and Security

We shall exercise reasonable skill and care to ensure that this site is secure and free from viruses and other malware.  You are responsible for protecting your hardware, software, data and other material from viruses, malware, and other internet security risks.

You must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or through this site.

You must not attempt to gain unauthorized access to any part of the Microsite, the server on which this site is stored or any other server, computer or database connected to it.

You must not attack this site by means of a denial of service attack, a distributed denial of service attack, or by any other means.

All breaches will be reported to the relevant law enforcement authorities and we will cooperate fully with those authorities by disclosing your identity to them. Your right to use this site will cease immediately in the event of such a breach.

Linking to this Website

You may link to our homepage provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you. This website must not be framed on any other site, nor may you create a link to any part of this Website other than the homepage  We reserve the right to withdraw linking without notice.

Disclaimer as to ownership of trademarks, images of personalities and third party copyright

Except where expressly stated to the contrary all persons (including their names and images), third party trademarks and content, services and/or locations featured on this Website are in no way associated, linked or affiliated with isobelmcarthur.com and you should not rely on the existence of such a connection or affiliation. A trademarks/names featured on this Website are owned by the respective trademark owners. Where a trademark or brand name is referred to it is used solely to describe or identify the products and services and is in no way an assertion that such products or services are endorsed by or connected to www.isobelmcarthur.com

Indemnity 

You agree to indemnify, defend and hold harmless www.isobelmcarthur.com and Isobel McArthur from any and all third party claims, liability, damages and/or costs (including, but not limited to, legal fees) arising from your use this Website or your breach of the Terms of Service. 

Variation 

www.isobelmcarthur.com shall have the right in its absolute discretion at any time and without notice to amend, remove or vary the Services and/or any page of this Website.  We may alter these Terms of Use at any time. Any such changes will become binding on you upon your first use of this site after the changes have been implemented. You are therefore advised to check this page from time to time.

Invalidity 

If any part of the Terms of Service is unenforceable (including any provision in which we exclude our liability to you) the enforceability of any other part of the Terms of Service will not be affected all other clauses remaining in full force and effect. So far as possible where any clause/sub-clause or part of a clause/sub-clause can be severed to render the remaining part valid, the clause shall be interpreted accordingly. Alternatively, you agree that the clause shall be rectified and interpreted in such a way that closely resembles the original meaning of the clause /sub-clause as is permitted by law. 

Complaints 

We operate a complaints handling procedure which we will use to try to resolve disputes when they first arise, please let us know if you have any complaints or comments. 

Waiver 

If you breach these conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these conditions. 

Entire Agreement 

The above Terms of Service constitute the entire agreement of the parties and supersede any and all preceding and contemporaneous agreements between you and www.isobelmcarthur.com. Any waiver of any provision of the Terms of Service will be effective only if in writing and signed by a Director of www.isobelmcarthur.com 

Law and Jurisdiction

These Terms of Use shall be governed by English law. Any disputes concerning the Terms shall be subject to the exclusive jurisdiction of the courts of England.

More information 

If you wish to have further information on these terms and conditions, please write to: Isobel McArthur, 68 Cove Gardens, Cove, Aberdeen, AB12 3QR